You probably think you have enough for retirement. Between Social Security, retirement accounts or pensions, and the cash you’ve socked away... You HOPE you’ll be okay. You don’t think you need a plan. Aren’t sure if you need help.
But this kind of thinking is akin to knowing there’s a storm outside. Hearing the tornado sirens screaming. And ignoring the warnings so that you can watch of your favorite episode of “Everybody Loves Raymond.”
Hi, I’m Bradford Ferguson with Halter Ferguson Financial. And I get it. Everyone DOES love Raymond. It’s easy to believe that everything will just work out because we don’t WANT to see that everything might not be okay. But, if this way of thinking was right, no one would run out of money. No one would have to go to their kids and ask for money.
No grown children would be supporting their retired parents. And we all know that is not the case. In fact, if you keep holding this belief and ignoring the problem, you could end up asking your kids for handouts. Or figuring out how to survive on a shoestring budget when you should be living your golden years.
Would you like to know how you can have the confidence that you won’t run out of money in retirement?
You need a plan. No, not that one. The freebie on your local insurance guy hands out to sell you an annuity. Nor the online calculator on your retirement website. This is NOT a simple calculation. What you need is a real, Custom Financial Blueprint. This done-for-you plan takes into account your goals and your values. When you should retire. Take Social Security and pensions. It looks at taxes, rising costs, medical expenses. New car purchases, that new roof you didn’t expect, and so many other factors that are unique to your situation.
A Custom Financial Blueprint helps you plan for what life can throw at you financially. So that you’ll know what to do in different situations. So let me ask you…. Do you really want to keep hoping and praying that things will be okay. And risk running out of money late in life, when going back to work is the last thing that you want to do. Or do you want to find the confidence with a Custom Financial Blueprint. Confidence to know whether you’ll be able to weather whatever storm of life throws at you?