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April 4, 2019

When Is Now Going To Be The Right Time To Jump Retirement Lines?

Jumping Man on the Peak

 

In our last post, we introduced you to Your 4 Retirement Futures, an exercise designed to give you greater clarity and help you determine which retirement path you are on. If you missed this post, you can catch up here.

Your Four Retirement Futures

Where Do You Want To Be?

Regardless of when you want to retire, we know that you will likely end up overwhelmed when it comes to thinking about your financial future and trying to plan and prepare for that. And then there are those that are apprehensive. They’re just following the system. Those people that end up in content feel like they’re better than more, and they probably are, but it’s made them complacent. But they could move beyond complacent to happy.

OK, let’s look at line 3 for example… You can see that the jump between Line 3 and Line 1, if it's left until the last minute or ten years down the track, it's going to be hard if not impossible do it. At minimum, it's going to be risky and costly.

It's going to cost a lot more at that point to try and make that jump. And the line downward to overwhelm is really a result of drift. It's not paying attention. It's not having a plan. It's not doing reviews. it’s thinking about it rather than making sure your risk is managed.

Jump The Line

Really, the goal should be to jump lines. So, if you're on Line 3 now, it might feel like it's a long way away from Line 1. In reality, Line 3 is as close to Line 1 as it's ever going to be. You need clarity on what must change for you to jump lines. Then, we have to stay on the green line and ride the curve. Execute that plan on an ongoing basis to moving up the curve.

Workshop-2a

Line 1 is really a result of decisive action, and the first decision is deciding to jump the line, the second one is to follow the plan. And then, finally, once we get into that rhythm, it's possible that there might be opportunities that we can take to accelerate the results and get to your ideal future retirement position earlier. Until we actually jump the line though that acceleration isn't even on the table. And if the third line that you're on right now is as close as it's ever going to be to Line 1, the real question here is how long can you wait to jump lines? You cannot afford to wait. Not without missing out on opportunities as time passes.

Now is the time to take action, jump the line, and follow the plan that will have you riding the curve to your happy future.

If you’d like to jump lines and help get to your happy financial future even faster, book a free fifteen-minute call with us. In this call, we’ll look at your savings, your goals, and when you want to achieve them by. We’ll see what’s possible for you in terms of your plan, security, and growth.

We’ll look at your current situation, how much you’re saving, where you’re saving it, and how much you want to spend, and find out what’s working and what’s not, and what you’ve tried so far.

We’ll identify the number one thing that’s holding you back from confidence, freedom, and wealth, and give you a three-step action plan to get you more growth, clarity, and security even faster. You’ll leave the call feeling clear, confident, and excited about taking your finances to the next level.

To book your free call go to https://www.hffinancial.com/schedule-call. There’s a quick form to see if it makes sense for us to talk, because we can’t help everyone, then after that form you will be able to book in a time to chat.

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