Bradford Ferguson, CFA
Professional Investment Management

What Is Wealth Management?

The goal of wealth management is to help you gain perspective and a sense of security. In our experience, wealth management combines financial planning and investment management to help provide financial peace of mind. Russ Alan Prince, Forbes Contributor, says that "Wealth management is the consultative process of meeting the needs and wants of affluent clients by providing the appropriate financial products and services."

Confidence

We believe peace of mind is a result of trusting in your financial plan and investment strategy.

Wealth for Lifestyle

Before taking action, we seek to understand your lifestyle and situation. We organize future goals with a structured and thorough approach.

Freedom

We define financial security as growing your money, guarding your assets, and meeting your lifestyle goals.

7 Money Mistakes to Avoid

Planning for your retirement is hard! It’s a stressful task. We think it’s no wonder mistakes are made.

Here are 7 videos with the most common, costly mistakes people make with their money.

Learn More

10 Ways to Dignity & Grace in Retirement

We think you deserve the dignity of never having to ask for handouts & the grace to choose your future.

Here are 10 videos designed to find your own dignity and grace throughout retirement.

Learn More

Wealth Management Systems

In our experience, you need to have real confidence in where you are going and how you will get there. You must know that you have the wealth to support your lifestyle in retirement. You also need freedom from the stress of money. But as important as those things are—confidence, wealth, and freedom—it’s not just about those things. We believe that you deserve to live your retired years with real Dignity and Grace.

We provide the foundations to help you achieve Dignity and Grace throughout your retired years. Our Custom Financial Blueprint™ process will connect you to the three foundations: Plan, Secure, and Invest, and their individual supports.

Financial Framework
Data

How clear are you about your current financial circumstances and your future financial goals? You must know exactly where you are and where you want to go in order to map the route between the two. We utilize Your Financial Framework™ to help gain clarity about your current financial circumstances and your future financial goals.

Custom Financial Blueprint
Structure

How confident are you that life’s unexpected and expected events will not jeopardize your financial future? You need a plan for all of life’s moments. You need a timeline that will help you get to where you want to be and stay there. Growing your money and planning for retirement is incomplete without making sure you know your risks. We have a process called Your Personalized Risk Assessment™ to explore where you feel most insecure and why.

Periodic Wealth Check-Up
Review

When was the last time you re-examined your complete financial picture? (Your income, spending, goals, wills, insurances, etc.) In our experience, the best, most successful clients make yearly reviews a habit. Life changes and your plan must change with it. We all know that reality doesn’t always go according to plan. We believe Periodic Wealth Check-Ups™ are an important element of financial success.

Personalized Risk Assessment
Assess

Do you know the significant risks that could derail your finances? You must know the significant risks to your finances. Growing your money and planning for retirement is incomplete without making sure you know your risks. We have a process called Your Personalized Risk Assessment™ to explore where you feel most insecure and why.

Personal Financial Website
Control

Do you know where all your money goes? You must be in control of your money, what you spending, what you are saving, and where it all goes. Our Personal Financial Website™ will help you know where all your money goes. Track spending, set a budget, monitor goals, and even store digital documents in your personal vault. Your website will make it easy to manage both your wealth and your well-being.

Future-Proofing Tactics
Protect

How well are you protected for your short-term and long-term financial future? Your Personalized Risk Assessment™ revealed where you feel most insecure and why. You must know your risks and put measures into place to guard against them at every stage of your financial plan. We use a process called Future Proofing Tactics™ to protect your short and long-term financial future, to guard at every stage.

Tailored Investment Strategy
Alignment

How tailored are your assets and investments to your fears, dreams, and reality? Your assets and investments must match your risk tolerance, goals, and specific financial situation. We’ll look at how tailored your assets and investments are through the lens of our Tailored Investment Strategy™.

Wealth By Multiplication
Assets

How satisfied are you with the growth of your assets and investments? Your goals are funded by your assets and investments. Our Wealth By Multiplication™ system looks how your investments and their growth match up with your dreams.

Our Fiduciary Promise
Stewardship

Are your assets and investments getting the respect and care they deserve? When it comes to your finances, we believe that you deserve someone who will always act with your best interests in mind. Your assets and investments deserve attention. This is Our Fiduciary Promise™ - a focused and diligent team dedicated to your financial wellbeing.

Behavioral Coach

Being a good saver is very different than being a good investor. Similarly, a household budget is very different than a financial plan. The discipline and skills that helped you with one will typically not help you with the other.

You wouldn't attempt to remove your own appendix or pull your own tooth. Few have the experience, or the strength to stay the course should problems arise.

Many feel overwhelmed when investing the nest egg they've worked a lifetime to earn.

Making a decision to retire can feel overwhelming. There are so many questions and the answers seem elusive. Do I have enough saved to retire? Can I support my lifestyle in retirement? When to take Social Security? What does life look like for me when I no longer have to work? A wealth management approach can help you discover the answers.

Delegate The Burden, Share The Load

Emotions drive decisions, even though we are not always aware of it. Part of Our Fiduciary Promise to you is to listen, to be candid, and to coach you through those ups and downs. The goal of a relationship with your Indianapolis financial advisor is to feel supported and cared for. Thinking about the future can bring anxiety--especially planning for retirement.

You want to relax and yet there are so many unanswered questions. A possible solution is to have a caring and committed team on your side. We provide information, perspective and a plan made for you. According to Investopedia, a wealth manager "coordinates input from financial experts and can include coordinating advice from the client's own attorney, accountants and insurance agent." Because we are independent from those other service providers, we can provide objective advice on your situation.

At Halter Ferguson Financial, we know these are your life savings. Make a decision now to adopt a holistic approach. Work with a team that aims to develop and manage a plan that reflects your wants and needs.