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Should You Refinance Now Before Rates Fall Further? A Mortgage Refinance Plan for 2025 & 2026
What's Behind The Change in Rates, & Why Bother Refinancing Now? Rates are slowly dropping off those recent highs, but volatility still rules the day. If you bought or refinanced during the late peak-rate window, you've got a tough call ahead: take advantage of today's lower rates or wait for possibly even better deals. What you do depends on some basic math, how long you expect to stay in the house, the cost of closing, and your overall financial plan (budget, retirement sav
1 day ago4 min read
Fed Minutes Split on Rate Cuts—And a Shutdown Isn’t Helping
What did the latest Fed minutes actually say? The Sept. 16–17 FOMC minutes show a real divide. Most participants supported September’s...
6 days ago3 min read
U.S. Warehouse Vacancies: What a “Steady” Q3 Means for Your Financial Plan
What changed in Q3? U.S. warehouse vacancy held roughly steady around 7.1% in the third quarter, signaling that the post-pandemic...
Oct 143 min read
The Simple “Phone Detox” That Could Save You $700+ a Year
What’s the “phone detox” and why does it work? The core idea is to reduce exposure to algorithm-driven ads and one-tap checkout by...
Oct 133 min read
2026 Tax Brackets: What Changed—and What You Can Do About It
What changed for 2026? For 2026 returns (filed in early 2027), the IRS widened each income-tax bracket for inflation and updated more...
Oct 103 min read
What the OpenAI–AMD Deal Means for Investors
What happened? On October 6, 2025, OpenAI and AMD announced a multi-year, multi-generation partnership to deploy 6 gigawatts (GW) of AMD...
Oct 73 min read
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